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Embedded payments for vertical software

Add a payments revenue line —
without becoming a payments company.

Your customers already process payments through your software. Conduit lets you earn on every transaction without the integration work, the compliance work, or the engineering load of building it yourself. We handle the part you don't want to think about.

Email Matt → 15-Minute Exploratory Call

How it works — and why it's safe

We broker the payment credentials server-to-server. Card data never touches your platform or ours — which keeps your merchants at PCI SAQ A, the lightest compliance tier. You add a processing revenue line without rebuilding your checkout or taking on cardholder-data scope. Payments are handled through our processing partner Propelr, a registered ISO of KeyBank, Woodforest, and Pathward.

Why Conduit is different

The compliance footprint stays on our side of the wire.

Most embedded payments products require the software vendor to absorb significant PCI compliance scope — specifically SAQ A-EP (the level that pulls payment fields, scripts, or iframes onto pages the vendor controls). That means yearly audits, ongoing compliance overhead, and real engineering work that doesn't ship product.

Conduit's architecture keeps the software vendor at SAQ A (the lightest PCI category — far less audit and engineering overhead than SAQ A-EP, which most embedded payments setups require). Payment credentials are brokered server-to-server and never touch the software vendor's product surface. One specific, verifiable architectural fact — and the reason the headline above isn't hyperbole.

How it works

Three moving parts. None of them sit in your codebase.

  1. 01

    Paired-key credential brokering. Conduit holds one half of the API credentials; Propelr, the payments infrastructure partner, holds the other. Neither half is useful in isolation, and neither half lives in your product.

  2. 02

    Propelr handles the merchant relationship. Onboarding, KYC, payouts, reconciliation, dispute mechanics. Conduit builds no merchant-facing UI; you don't either.

  3. 03

    Server-to-server integration. The software vendor integrates against Conduit's API from the backend. No JavaScript, no iframes, no hosted-field widgets on your payment pages.

The result is embedded payments that feel native to your product, without putting your product in payments-company territory.

What working together looks like

A short path in. A managed path live.

BEFORE AN AGREEMENT — NO CONTRACT SIGNED

  1. 01Introduction call. A first conversation to see whether the fit is real.
  2. 02Pre-agreement. We dig into the specifics together — still no contract, no obligation.
  3. 03Solutioning. We map exactly what you need and what go-live would involve.
  4. 04Agreement. Terms are clear before anyone signs.

ONCE YOU SIGN — THE PART WE PROJECT-MANAGE

  1. 01Development kickoff. We convene both development teams and walk the full scope.
  2. 02Partner Development Manager intro. You meet your assigned PDM, who owns go-live strategy and resources.
  3. 03Development. We project-manage the build end to end.
  4. 04Certification.
  5. 05Pilot.
  6. 06Launch.

How the engine works

Pre-integration Integration Post-integration
Solution Engineer
Solution best path Project-manage integration
Integrations Team
Technical resource
Relationship Mgmt + Inside Sales
Build relationshipDevelop strategies Nurture leads & sell
Marketing
Develop marketing plan Create / execute assets
Support
Service / support

Most of that is work you never have to manage — which is, again, the point.

Who's behind it

Two operators. One specific bet.

Brian Manning

Brian Manning

Co-Founder

20+ years in payments and financial technology. Founder of BancardSales, a boutique consultancy focused on helping businesses simplify payment processing, improve cash flow, and streamline operations. At Conduit he runs partner integrations — working closely with software companies, SaaS providers and technology firms to design and implement integrated payment solutions that create better user experiences and support business growth. He has worked with thousands of business owners across healthcare, professional services, home services, retail, e-commerce and more.

Matt Wenger

Matt Wenger

Co-Founder

An operator focused on customer acquisition at scale. He built the customer-acquisition engine for an auto-finance company — a regulated vertical where every part of the funnel has to perform under compliance, not despite it. Across 500+ websites in lead generation, SEO, and paid acquisition, his work has been the measurable side of growth: the systems that turn intent into revenue. At Conduit, he runs partnerships and growth — identifying established vertical-SaaS platforms whose payments still flow through processors they don't monetize, and turning that into a recurring revenue line for everyone in the chain.

Proof it works

Cerbo

Medical-practice software

A new revenue stream — without ripping out Stripe.

Cerbo added Propelr alongside its existing setup and began earning on the payments its customers were already running.

Read the case study →

ResortCleaning

Property-management software

Recurring revenue grown into double digits.

ResortCleaning switched on the Propelr option and grew a recurring payments line without re-architecting the product.

Read the case study →

Both are Propelr partners, not Conduit customers — we point to them because they run on the same infrastructure Conduit brokers. They're proof the model works, not a claim about our own client list.

We work with veterinary, dental and service-business merchants every day through BancardSales. Conduit is the upstream layer — the same world, delivered to the software vendors who serve those merchants. We're partnering selectively in 2026 while we get this right.

Worth a conversation?

If your customers process payments through your software, there's a conversation worth having.

Email Matt → 15-Minute Exploratory Call